Expatriates form an astounding 45 per cent in ME. Due to the high percentage, the number of visiting friends
and relatives, commonly known as VFR, are also surging. Ejaz Kazi, General Manager, E-Travel & Tours, Oman, highlights how Tune Protect caters to this segment via Travel Visit Assurance Plan.
Do you recommend a specific plan like Visit Assurance or is a general travel assurance plan adequate? What does this plan cover?
Tune Protect’s Travel Visit Assurance Plan provides protection in the event of medical assistance required while visiting family or relatives. This plan covers a period for a minimum stay of 30 days up to 90 days. It covers a complete spectrum of expenses that could arise like unexpected illness and accidental injury, while the traveller is visiting or during an extended period of time. The plan provides for accidental and sickness medical reimbursement, accidental death and permanent disablement, emergency medical evacuation, repatriation of mortal remains and even 24/7 emergency assistance.
What if the traveller is accompanied by a spouse and a child?
The Tune Protect Travel Visit Assurance takes care of an infant, as free coverage is afforded for one accompanying ‘named’ infant per person 10 per cent applicable benefits of the stated limits. The spouse and the children will have to go in for a separate Travel Visit Assurance Plan.
Is there only one type of Travel Visit Assurance Plan that fits all?
Tune Protect Travel Visit Assurance Plan comes in two variants depending on the country of arrival as well as age. The Gold Plan covers up to 75 years and The Gold Plus Plan covers up to 85 years. Some key elements to the plan are the accidental and medical reimbursements, as also, the evacuation and repatriation benefits.
How important is the Emergency Medical Evacuation benefit?
For the VFR segment, it is critical to be covered for emergency medical evacuation as well as repatriation. Medical treatments in a visiting country can be very expensive. Emergencies come unannounced and it is better to have the VFR well covered.
How has Tune Protect’s Travel Visit Assurance cover helped your business?
Tune Protect have about ten clearly differentiated travel assurance products. These help us to cater to different types of travellers coming into Oman or travelling from Oman, worldwide. And in addition to the other travel protection products, we cover additional activities such as golf, adventure during their stay in Oman. Through our partnership with Tune Protect, we are able to provide extremely important value-added services.